The Benazir Income Support Program (BISP) is Pakistan’s most significant social safety network, providing essential financial help to millions of deserving families. In 2025, BISP continues to ensure that money reaches the right people using a very safe and modern system NADRA biometric fingerprint verification. The standard payment for BISP is around Rs. 13,500 every three months. However, sometimes beneficiaries receive a larger or BISP double payment. This happens under specific conditions, which are often misunderstood. This article will clearly explain the requirements for receiving your BISP Double Payment, how the secure fingerprint withdrawal works, and clarify the conditions for the so-called “double payment.”

Understanding the Standard BISP Payment (Rs. 13,500)

The base payment under the Benazir Kafalat Program for 2025 is approximately Rs. 13,500 per quarter (every three months). This amount goes to the eligible female head of the household who has successfully completed the National Socio-Economic Registry (NSER) survey. The key point of the program is security: the money must be withdrawn using the beneficiary’s fingerprint at a designated bank, ATM, or authorized agent.³ This biometric system, linked to NADRA, ensures only the actual beneficiary receives the cash, making the process secure and stopping fraud.

What is the “BISP Double Payment”?

The term “double payment” does not mean everyone suddenly gets twice the money (Rs. 27,000) automatically. Instead, it refers to receiving a larger-than-usual amount due to specific reasons:

1. Pending Installments (Arrears): This is the main reason for a larger payment. If a beneficiary was eligible but missed receiving their payment for a previous quarter (maybe due to a technical delay, a temporary verification issue, or late fund release), the money from the missed quarter is added to the current quarter’s payment. For example, if you missed one Rs. 13,500 installment, you would receive Rs. 13,500 (pending) + Rs. 13,500 (current) = Rs. 27,000.
2. Taleemi Wazaif (Educational Stipends) Inclusion: The Benazir Taleemi Wazaif is an extra benefit for BISP families whose children (ages 4-22) are enrolled in school and maintain at least 70% attendance. This stipend for the children is often paid out at the same time as the mother’s Kafalat payment. The combined amount—Kafalat money plus the children’s stipends—can look like a “double payment” or a much bigger single withdrawal.

In short: You qualify for a “double payment” only if you have money pending from an earlier cycle or if you are receiving your children’s Taleemi Wazaif simultaneously.

Requirements for Biometric Withdrawal (Rs. 13,500 or More)

To successfully withdraw any amount from BISP in 2025, the following requirements must be met by the female beneficiary:

1. Active Eligibility Confirmation:
   • The beneficiary must be confirmed as eligible and active in the Benazir Kafalat Program.
   • Action: Check your payment status by sending your 13-digit CNIC to 8171 or by checking the official BISP web portal.⁴ Wait for the confirmation message that your funds have been released.
2. Original and Valid CNIC:
   • The beneficiary must bring her Original, non-expired National Identity Card (CNIC). Photocopies are strictly not accepted for biometric verification. The name and details must match the BISP records exactly.
3. Successful Fingerprint Verification (NADRA Biometric):
   • This is the final and most important step. At the ATM or agent’s counter, your fingerprint must match the one recorded in the NADRA database against your CNIC.
   • Action: Place your finger firmly and clearly on the scanner. If it fails, try again with a different finger or at a different machine.
4. Visit Designated Payment Channel:
   • Withdraw funds only from authorized BISP partner ATMs (like HBL Konnect, Bank Alfalah) or authorized retail agents who have the biometric machines.

Remember: If you are due a double payment (Rs. 27,000), the money is usually transferred as one lump sum to your account, and you withdraw it using the same biometric process.

FAQs about BISP Double Payments and Biometric Verification

Q1: How do I know if I have a “BISP double payment” due?

A1: Check your status through the 8171 portal or SMS. The message will usually indicate if your payment includes pending arrears or Taleemi Wazaif, resulting in a higher total amount released.

Q2: Why is my fingerprint failing verification?

A2: Common reasons are dry or dirty fingers, worn-out fingerprints (especially for the elderly), or a machine fault. Try cleaning and moistening your finger or visiting a different agent/ATM. For permanent issues, visit a NADRA office to update your fingerprints.

Q3: Can my husband or son withdraw the money for me?

A3: Absolutely not. The BISP is strictly for the female beneficiary. The NADRA biometric system is designed to fail if anyone other than the registered woman attempts the withdrawal.

Q4: The agent tried to deduct a fee. Is this allowed?

A4: No, this is strictly illegal. You are entitled to the full amount (e.g., Rs. 13,500 or the full double amount). Always demand your full payment and the printed receipt. Report any deduction attempts to the BISP helpline immediately.

Q5: Can I withdraw the BISP payment using an expired CNIC?

A5: No, your CNIC must be valid and original. An expired card cannot be used for the mandatory NADRA biometric verification. You must renew your CNIC first.