The Benazir Income Support Program (BISP) has finalized the official list of partner banks for the withdrawal of BISP Kafaalat installments across Pakistan for December 2025. This ensures a secure, transparent, and convenient way for beneficiaries to receive their financial assistance.
It is crucial for every eligible woman to know which bank is authorized in her specific area. Payments can only be collected from these designated partner banks or their approved payment centers.
Official BISP Kafaalat Withdrawal Bank List (Province/Region-Wise)
The government has partnered with specific major banks to manage BISP fund disbursement in each region:
| Province / Region | Partner Banks for BISP Kafaalat Withdrawal |
| Punjab | Bank Alfalah & Habib Bank Limited (HBL) |
| Sindh | Habib Bank Limited (HBL) & Bank Alfalah |
| Khyber Pakhtunkhwa (KPK) | Bank of Khyber (BoK) & Habib Bank Limited (HBL) |
| Balochistan | National Bank of Pakistan (NBP) & Bank Alfalah |
| Gilgit Baltistan (GB) | Habib Bank Limited (HBL) |
| Azad Jammu & Kashmir (AJK) | Bank Alfalah & National Bank of Pakistan (NBP) |
| Islamabad Capital Territory (ICT) | Habib Bank Limited (HBL) & Bank Alfalah |
Note: This list guarantees that every beneficiary has access to at least one approved banking partner in their district for hassle-free fund collection.
Simple Steps to Withdraw Your BISP Kafaalat Installment
Once you receive the official payment confirmation SMS from 8171, follow these steps to collect your funds:
- Locate the Bank: Find the nearest branch or designated payment center of the BISP Partner Bank listed for your province (see the table above).
- Bring Your CNIC: You must carry your original CNIC (National Identity Card) for identification.
- Complete Verification: At the bank counter or ATM device, your identity will be confirmed using a biometric (fingerprint) scan. This is mandatory for security.
- Receive the Full Amount: Once verified, your Benazir Kafaalat installment (currently Rs. 13,500) will be disbursed to you immediately.
- Collect the Receipt: Always take and keep the payment receipt for your records. No deductions should be made from this amount.
Avoid Unauthorized Agents!
The government strictly advises beneficiaries to withdraw payments only through approved bank branches or designated BISP centers. Never withdraw money from private shops or unauthorized agents, as they may illegally deduct service charges.
If anyone demands a cut or deduction, report them immediately:
- BISP Helpline: 0800-26477
- Nearest BISP Tehsil Office
How to Check Your BISP Kafaalat Installment Status
Before you travel to the bank, always confirm that your installment has been released:
- 1. Check via SMS:
- Send your CNIC number (without dashes) to 8171.
- Wait for the official SMS reply confirming your payment status and eligibility.
- 2. Check via Online Portal:
- Visit the official BISP web portal: 8171.bisp.gov.pk.
- Enter your CNIC and complete the verification process. The portal will display your payment details.
Future Digital Expansion (2026)
BISP is actively working towards making payments even easier. By early 2026, the program plans to integrate with digital wallets like Easypaisa and JazzCash. This major step will allow beneficiaries to receive funds directly into a mobile wallet and withdraw cash from millions of Easypaisa/JazzCash agents nationwide, particularly benefiting families in remote or rural areas.
Common Questions About BISP Kafaalat Installment 2025
Q: Which banks handle BISP Kafaalat payments in Punjab and Sindh?
A: In both Punjab and Sindh, the key partners are Habib Bank Limited (HBL) and Bank Alfalah.
Q: Can I use any bank branch to withdraw my money?
A: No. You must visit a designated BISP partner branch or payment center specifically authorized for BISP disbursements in your district.
Q: Is biometric verification always required for withdrawal?
A: Yes, biometric (fingerprint) verification using your CNIC is mandatory for every Kafaalat payment withdrawal to ensure the money goes only to the rightful beneficiary.
Q: What is the current BISP Kafaalat payment amount?
A: As of December 2025, the Benazir Kafaalat installment is Rs. 13,500 per eligible family, paid quarterly (every three months).
